Washington Mutual Complaints – Loan modification and incorrect …
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Washington Mutual Complaints: Loan modification and incorrect credit report. Loans.
Here is a response on similar topic:-
How good of a loan Modification did you get, and how much did you pay for it?
I think it is better to do it yourself. The bank will not be happy if you wind up paying an attorney a few thousand to do a loan mod, when you could have given that to them for partial payment.
We did ours ourselves. Went from a 9.875% (adjusting to a 11.375% the next month) to a 5.8%. We actually have decent credit, 691 mine, 695 my husbands. Our big problem was my husband got demoted and I am a Realtor, although I had a good year last year (until August), and I have been a Realtor for over 4 years with consistent income, the new mortgage scare made it near impossible for us to re-fi.
Our lender, Countrywide, almost laughed when I told them we wanted to re-fi and that I am self-employed as a REALTOR. Once we got past that they were great working with. I’ve heard horror stories about them but they’ve always been really good to us.
We paid zero, and came out happy.
FYI, here is a list of recently published Posts on same topic:-
U.S Home Foreclosure Hardest Hit States
Hardest Hit Foreclosure States In The Country
Hardest Hit States In The U.S. With Home Foreclosures
Mortgage Fraud Report – Burn after Modifying: FBI Finds Rampant and Deep Fraud in Real Estate Industry. Guess What State Ranks #1? IOU All-Star California.
Home Loan Modification
I though that might be of interest 
Here is a news article on related topic:-
Loan modification efforts helping few people
Banks say they're swamped with inquiries and are just now completing the first mortgage "loan modifications" under the Obama administration's Making Home …
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